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Reddit Launches High Court Challenge To Australia's Under-16s Social Media Ban
Read more of this story at Slashdot.
pearOS Is Back, Now Based on Arch Linux and Featuring the KDE Plasma Desktop - 9to5Linux
Vulkan-based translation layer for Direct3D 7 on Linux, D7VK has a 1.0 release out now - GamingOnLinux
Vulkan-based translation layer for Direct3D 7 on Linux, D7VK has a 1.0 release out now - GamingOnLinux
Vulkan-based translation layer for Direct3D 7 on Linux, D7VK has a 1.0 release out now - GamingOnLinux
CyberVolk Hackers Group With New VolkLocker Payloads Attacks both Linux and Windows Systems - CybersecurityNews
CyberVolk Hackers Group With New VolkLocker Payloads Attacks both Linux and Windows Systems - CybersecurityNews
NVIDIA driver 580.119.02 released for Linux as the latest recommended stable version - GamingOnLinux
NVIDIA driver 580.119.02 released for Linux as the latest recommended stable version - GamingOnLinux
NVIDIA driver 580.119.02 released for Linux as the latest recommended stable version - GamingOnLinux
Linux Patches Fix eMMC Secure Erase Of 1GB Taking ~10 Minutes To Now Just 2 Seconds - Phoronix
SEC Gives DTCC OK to Tokenize Stocks In Move To Blockchain
Read more of this story at Slashdot.
CyberVolk Hackers Target Linux and Windows with New VolkLocker Payloads - Cyber Press
pearOS Is Back, Now Based on Arch Linux and Featuring the KDE Plasma Desktop - 9to5Linux
pearOS Is Back, Now Based on Arch Linux and Featuring the KDE Plasma Desktop - 9to5Linux
CyberVolk Hackers Target Linux and Windows Systems with New VolkLocker Payloads - gbhackers.com
LifeX TIPS ETFs: Monthly Inflation-Adjusted Income
Sometimes it seems like everyone just wants risk these days. Crypto. Sports gambling. Options trading, ETFs that magically yield 10% or more. However, if you’re in the opposite camp and you want the absolute least amount of risk, you’d want to retire off an investment that has a return that is fully-guaranteed, pays out a monthly income like clockwork, is even guaranteed to grow with inflation. Inflation was relatively mild for a long time until recently, but historically it has been a significant risk factor.
If that interests you, check out 3 Ways to Build an Inflation-Adjusted Pension by Allan Roth – which first reminds you that Social Security is exactly this! – but also introduces a new series of LifeX Inflation-Protected Longevity Income ETFs.
At current rates as of 12/11/25, the LifeX 2055 Inflation-Protected Longevity Income ETF (LIAM) contains a managed portfolio of United States Treasury Inflation Indexed Bonds (TIPS) that can provide you with a 4.26% guaranteed real withdrawal rate for 30 years. That means a $1,000,000 portfolio would distribute roughly $42,600 in annual income this year, but that number would increase with CPI inflation each year for 30 years (through the year 2055). At 3% average inflation, your 30th year’s income would have grown to over $100,000 a year. Of course, inflation could be a lot higher, which is why no private insurance company will sell you inflation protection over such a long period of time.
After those 30 years, you will be left with nothing. Your initial principal will be gone. Therefore, your income taken each year is partially a return of principal.
The expense ratio is 0.25%, which isn’t Vanguard-level but not horrible. I like that it does all of the work for you in a tidy ETF package, as building a TIPS ladder yourself can be a bit tricky (and do you want to keep doing it at age 80, 90?). Of course, I also worry about what happens if you bought a 30-year ladder at 65 and happen to live past 95. It could happen, and remember, this product is meant for the risk-averse folks that like to cover all the bases.
In general, I feel a TIPS ladder or equivalent that adjusts with inflation would work well in combination with a traditional annuity like an SPIA or a deferred longevity annuity that starts at a later age, which doesn’t adjust with inflation but does provide an higher initial fixed income that can last as long as you live. This is what I have set up for my parents – Social Security that rises with inflation, plus a joint income annuity that pays out as long as one is living.