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Here’s my 2026 1st Quarter income update as a companion post to my 2026 1st Quarter asset allocation & performance update. Even though I don’t focus on high-dividend stocks or covered-call strategies, I still track the income from my portfolio as an alternative metric to price performance. The total income goes up much more gradually and consistently than the number shown on brokerage statements, which helps encourage consistent investing. Here’s a quote from Jack Bogle (source):

The true investor will do better if he forgets about the stock market and pays attention to his dividend returns and to the operating results of his companies. – Jack Bogle

Stock dividends are a portion of profits that businesses have decided to distribute directly to shareholders, as opposed to reinvesting into their business, paying back debt, or buying back shares. They have explicitly decided that they don’t need this money to improve their business, and that it would be better to distribute it to shareholders. The dividends may suffer some short-term drops, but over the long run they have grown faster than inflation.

Here is the historical growth of the S&P 500 total dividend, which tracks roughly the largest 500 stocks in the US, updated as of 2026 Q1 (via Yardeni Research):

Tracking the income from my portfolio. Three of the primary “trees” that produce “fruit” in my portfolio are Vanguard Total US Stock ETF (VTI), Vanguard Total International Stock ETF (VXUS), and Vanguard Real Estate Index ETF (VNQ).

In the US, the dividend culture is somewhat conservative in that shareholders expect dividends to be stable and only go up. Thus the starting yield is lower, but grows more steadily with smaller cuts during hard times. Companies do buybacks as well, often because they are easier to discontinue. Here is an updated chart of the trailing 12-month (ttm) dividend per share over the last 15 years paid by the Vanguard Total US Stock ETF (VTI) via WallStNumbers.com.

European corporate culture tends to encourage paying out a higher (sometimes even fixed) percentage of earnings as dividends, but that also means the dividends move up and down with earnings. The starting yield is currently higher but may not grow as reliably. Here is an updated chart of the trailing 12-month (ttm) dividend per share over the last 15 years paid by the Vanguard Total International Stock ETF (VXUS).

In the case of Real Estate Investment Trusts (REITs), they are legally required to distribute at least 90 percent of their taxable income to shareholders as dividends. Historically, about half of the total return from REITs is from this dividend income. Here is an updated chart of the trailing 12-month (ttm) dividend per share over the last 15 years paid by the Vanguard Real Estate Index ETF (VNQ).

The dividend yield (dividends divided by price) also serve as a rough valuation metric. When stock prices drop, this percentage metric usually goes up – which makes me feel better in a bear market. When stock prices go up, this percentage metric usually goes down, which keeps me from getting too euphoric during a bull market.

Finally, the last income component of my portfolio comes from interest from bonds and cash. Vanguard Short-Term Treasury ETF (VGSH) and Schwab US TIPS ETF (SCHP) are example holdings, with the actual amount varying with the prevailing interest rates, the real rates on TIPS, and the current rate of inflation.

Dividend and interest income yield. To estimate the income from my portfolio, I use the weighted “TTM” or “12-Month Yield” from Morningstar (checked 4/8/26), which is the sum of the trailing 12 months of interest and dividend payments divided by the last month’s ending share price (NAV) plus any capital gains distributed (usually zero for index funds) over the same period. My TTM portfolio yield is now roughly 2.61%.

In dividend investing circles, there is a metric called yield on cost, which is calculated by dividing the current dividend by the original purchase price. In other words, while my portfolio yield today is may be lower than say a target withdrawal rate of 3%, that is because the current market price is also a lot higher. Due to increasing dividends on average over time, my yield-on-cost based on my portfolio value from 10 years ago is over 5%.

What about the 4% rule? For big-picture purposes, I support the simple 4% or 3% rule of thumb, which equates to a target of accumulating roughly 25 to 33 times your annual expenses. I would lean towards a 3% withdrawal rate if you want to retire young (closer to age 50) and a 4% withdrawal rate if retiring at a more traditional age (closer to 65). It’s just a quick and dirty target to get you started, not a number sent down from the heavens!

During the accumulation stage, your time is better spent focusing on earning potential via better career moves, improving your skillset, networking, and/or looking for asymmetrical (unlimited upside, limited downside) entrepreneurial opportunities where you have an ownership interest.

Our dividends and interest income are not automatically reinvested. They are simply another “paycheck”. As with our other variable paychecks, we can choose to either spend it or invest it again to compound things more quickly. You could use this money to cut back working hours, pursue a different career path, start a new business, take a sabbatical, perform charity or volunteer work, and so on. You don’t have to wait until you hit a magic number. Our life path has been very different because of this philosophy. FIRE is Life!

Linux 7.0 Adds Support For New Keys On Upcoming Laptops For Expanded AI Agent Interactions  Phoronix

TrueNAS 26 Beta Brings Linux 6.18 LTS + OpenZFS 2.4 Combination For NAS Devices  Phoronix

macOS app Little Snitch is now available on Linux  OMG! Ubuntu

Ubuntu calls its new 6GB requirement an honesty bump  TechRadar

Ubuntu calls its new 6GB requirement an honesty bump  TechRadar

Ubuntu calls its new 6GB requirement an honesty bump  TechRadar

An anonymous reader quotes a report from the BBC: TikTok will not introduce end-to-end encryption (E2EE) -- the controversial privacy feature used by nearly all its rivals -- arguing it makes users less safe. E2EE means only the sender and recipient of a direct message can view its contents, making it the most secure form of communication available to the general public. Platforms such as Facebook, Instagram, Messenger and X have embraced it because they say their priority is maximizing user privacy. But critics have said E2EE makes it harder to stop harmful content spreading online, because it means tech firms and law enforcement have no way of viewing any material sent in direct messages. The situation is made more complex because TikTok has long faced accusations that ties to the Chinese state may put users' data at risk. TikTok has consistently denied this, but earlier this year the social media firm's US operations were separated from its global business on the orders of US lawmakers. TikTok told the BBC it believed end-to-end encryption prevented police and safety teams from being able to read direct messages if they needed to. It confirmed its approach to the BBC in a briefing about security at its London office, saying it wanted to protect users, especially young people from harm. It described this stance as a deliberate decision to set itself apart from rivals. "Grooming and harassment risks are very real in DMs [direct messages] so TikTok now can credibly argue that it's prioritizing 'proactive safety' over 'privacy absolutism' which is a pretty powerful soundbite," said social media industry analyst Matt Navarra. But Navarra said the move also "puts TikTok out of step with global privacy expectations" and might reinforce wariness for some about its ownership.

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Continuing its product launches this week, Apple today announced the "MacBook Neo," an all-new, low-cost Mac featuring the A18 Pro chip. It starts at $599 and begins shipping on Wednesday, March 11. MacRumors reports: The MacBook Neo is the first Mac to be powered by an iPhone chip; the A18 Pro debuted in 2024's iPhone 16 Pro models. Apple says it is up to 50% faster for everyday tasks than the bestselling PC with the latest shipping Intel Core Ultra 5, up to 3x faster for on-device AI workloads, and up to 2x faster for tasks like photo editing. The MacBook Neo features a 13-inch Liquid Retina display with a 2408-by-1506 resolution, 500 nits of brightness, and an anti-reflective coating. The display does not have a notch, instead featuring uniform, iPad-style bezels. It is available in Silver, Indigo, Blush, and Citrus color options. The colored finishes extend to the Magic Keyboard in lighter shades and come with matching wallpapers. It weighs 2.7 pounds. There are two USB-C ports. One is a USB-C 2 port with support for speeds up to 480 Mb/s and one is a USB-C 3 port with support for speeds up to 10 Gb/s. There is also a headphone jack. The MacBook Neo also offers a 16-hour battery life, 8GB of unified memory, Wi-Fi 6E and Bluetooth 6 connectivity, a 1080p front-facing camera, dual mics with directional beamforming, and dual side-firing speakers with Spatial Audio.

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Intel has formally unveiled its Xeon 6+ "Clearwater Forest" data-center processor with up to 288 cores, built on the company's new Intel 18A process and using Foveros Direct packaging. The chip targets telecom, cloud, and edge-AI workloads with massive parallelism, large caches, and high-bandwidth DDR5-8000 memory. Tom's Hardware reports: Intel's Xeon 6+ processors with up to 288 cores combine 12 compute chiplets containing 24 energy-efficient Darkmont cores per tile that are produced using 18A manufacturing technology, two I/O tiles made on Intel 7 production node, as well as three active base tiles made on Intel 3 fabrication process. The compute tiles are stacked on top of the base dies using Intel's Foveros Direct 3D technology, whereas lateral connections are enabled by Intel's EMIB bridges. Intel's 'Darkmont' efficiency cores have received rather meaningful microarchitectural upgrades. Each core integrates a 64 KB L1 instruction cache, a broader fetch and decode pipeline, and a deeper out-of-order engine capable of tracking more in-flight operations. The number of execution ports has also been increased in a bid to improve both scalar and vector throughput under heavily threaded server workloads. From a cache hierarchy standpoint, the design groups cores into four-core blocks that share approximately 4 MB of L2 cache per block. As a result, the aggregate last-level cache across the full package surpasses 1 GB, roughly 1,152 MB in total. This unusually large pool is intended to keep data close to hundreds of active cores and reduce dependence on external memory bandwidth, which in turn is meant to both increase performance and lower power consumption. Platform-wise, the processor remains drop-in compatible with the current Xeon server socket, so the CPU has 12 memory channels that support DDR5-8000, 96 PCIe 5.0 lanes with 64 lanes supporting CXL 2.0.

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A new Android app called Nearby Glasses alerts users when Bluetooth signals from smart glasses are detected nearby. The Android app, called Nearby Glasses, "launches at a time as there is an increasing resistance against always-recording or listening devices, which critics say process information about nearby people who do not give their consent," reports TechCrunch. From the report: Yves Jeanrenaud, who made the app, first spoke to 404 Media about the project and said he was in part inspired to make Nearby Glasses after reading the independent publication's reporting into wearable surveillance devices, including how Meta's Ray-Ban smart glasses have been used in immigration raids and to film and harass sex workers. On the app's project page, Jeanrenaud described smart glasses as an "intolerable intrusion, consent neglecting, horrible piece of tech." Jeanrenaud told TechCrunch in an email that his motivation came from "witnessing the sheer scale and inhumane nature of the abuse these smart glasses are involved in." Jeanrenaud also cited Meta's decision to implement face recognition as a default feature in its smart glasses, "which I consider to be a huge floodgate pushed open for all kinds of privacy-invasive behavior." The app works by listening for nearby Bluetooth signals that contain a publicly assigned identifier unique to the Bluetooth device's manufacturer. If the app detects a Bluetooth signal from a nearby hardware device made by Meta or Snap, the app will send the user an alert. (The app also allows users to add their own specific Bluetooth identifiers, allowing the user to detect a broader range of wearable surveillance gadgetry.) Further reading: Meta's AI Display Glasses Reportedly Share Intimate Videos With Human Moderators

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At Mobile World Congress, Cristiano Amon of Qualcomm argued that the coming 6G networks will power an AI-driven "agent economy," where devices and AI assistants constantly communicate across the network. "AI will fundamentally change our mobile experiences," Qualcomm chief executive, Cristiano Amon says. "It's going to change how we think about our smartphones. Think about our personal computing. Think about and interact with a car. The car is now a computing surface. If you actually believe in the AI revolution, 6G will be required. Resistance is futile." The company says early consumer testing could begin around the 2028 Los Angeles Olympics, with broader rollouts expected by 2029. Fortune's Kamal Ahmed reports: Akash Palkhiwala is Qualcomm's chief financial officer and chief operating officer. I spent some time with him at the company's stand, as his leading engineers took me through a 6G future where individuals will have real-time information delivered to them via their glasses. Palkhiwala compliments me on my watch, which only does one thing. It tells me the time. "6G is going to be the first time that connectivity and AI come together in the network. What we're building is the first AI-native wireless network that's ever been built," he explains. "The traffic that we expect on 6G is way different than what we had before," says Palkhiwala. "Before, it was all about consumer traffic. We expect 6G to be driven by [AI] agent traffic. Think about all these use cases where there are AI agents sitting on various devices -- your glasses, your watch, your phone, your PC. These agents are going to be talking back and forth across the network to other agents and services. "The traffic completely changes. 6G is being built with this idea that the traffic that goes on the network is not just going to be consumer voice calls or downloading videos, we're going to have agents talking to each other, so the reliability of the network becomes very important." On-device capabilities (the ability of your phone to process far more data); edge computing (locally sourced IT technology rather than distant data centers); more efficient use of available bandwidth (AI-enabled load control); and greater cloud access will all come together to produce a new wireless network. [...] "Today we are in the application economy," he notes. "On the phone, you want to make a travel reservation, you go to one application. You want to order an Uber, you go to a second application. You want to order food, you go to a third application, movie tickets, etc. The user has to go through that effort. In the future, you think of the app economy moving over to an agent economy, where there's one agent I'm interacting with, and I can ask that agent to book me a movie ticket or a plane ticket, to order food for me, get an Uber for me. It knows everything about me."

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An anonymous reader quotes a report from MacRumors: OpenAI today updated its most popular ChatGPT model, debuting GPT-5.3 Instant. GPT-5.3 Instant is supposed to provide more accurate answers and better contextualized results when searching the web. The update also cuts down on unnecessary dead ends, caveats, and overly declarative phrasing, plus it has fewer hallucinations. According to OpenAI, it tweaked the Instant model to address complaints about tone, relevance, and conversational flow, which are issues that don't show up in benchmarks. GPT-5.2 Instant had a "cringe" tone that could be overbearing or make unsubstantiated assumptions about user intent or emotions. The new model will have a more natural conversational style and will cut back on dramatic phrases like "Stop. Take a breath." Users found that GPT-5.2 Instant would refuse questions it should have been able to answer, or respond in ways that felt overly cautious around sensitive topics. GPT-5.3 Instant cuts down on refusals and tones down overly defensive or moralizing preambles when answering a question. The model will no longer "over-caveat" after assuming bad intent from the user. GPT-5.3 Instant also provides higher-quality answers based on information from the web. OpenAI says that it is able to better balance what it finds online with its own knowledge, so it is less likely to overindex on web results.

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Warner Bros. is developing a feature film set in the world of Game of Thrones with writer Beau Willimon of Andor and House of Cards. "That's about all we know right now, and as with everything 'Thrones' things could change, but the film is firmly in development," reports TheWrap. Page Six Hollywood was first to break the news and speculated that the story could revolve around Aegon I, the legendary Targaryen king who spawned a dynasty. From the report: The Targaryens have been at the center of all things "Thrones" on HBO, with "Game of Thrones" following Daenerys Targaryen's (Emilia Clarke) quest to usurp the throne, spinoff "House of the Dragon" set in the midst of the Targaryens' reign and recent spinoff "A Knight of the Seven Kingdoms" following the squire-ship of Aegon "Egg" Targaryen towards the end of the family's run atop the Iron Throne. All, of course, based on George R.R. Martin's expansive book universe.

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NASA is eyeing an April launch window for the upcoming Artemis II mission after it repaired a helium-flow issue on the Space Launch System upper stage rocket. "Work on the rocket and spacecraft will continue in the coming weeks as NASA prepares for rolling the rocket out to the launch pad again later this month ahead of a potential launch in April," NASA wrote in an update on Tuesday. Space.com reports: The repair work occurred inside the huge Vehicle Assembly Building (VAB) at NASA's Kennedy Space Center (KSC) in Florida. Artemis 2's SLS and Orion crew capsule have been in the VAB since Feb. 25, when they rolled back to the hangar from KSC's Launch Pad 39B. Just a few days earlier, the Artemis 2 stack successfully completed a wet dress rehearsal, a two-day-long practice run of the procedures leading up to launch. In the wake of that test, however, NASA noticed an interruption in helium flow in the SLS' upper stage. That was a significant issue, because helium pressurizes the rocket's propellant tanks. Rollback was the only option, as the affected area in the upper stage was not accessible at the pad. The problem took a potential March launch out of play for Artemis 2, which will send four astronauts on a roughly 10-day flight around the moon. It will be the first crewed flight to the lunar neighborhood since Apollo 17 in 1972. The next Artemis 2 launch window opens in April, with liftoff opportunities on April 1, April 3-6 and April 30. And those options apparently remain in play, thanks to recent work in the VAB. That work centered on a seal in an interface through which helium flows from ground equipment into the SLS upper stage. That seal was obstructing the interface, which is known as a quick disconnect.

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Security researchers say a highly sophisticated iPhone exploitation toolkit dubbed "Coruna," which possibly originated from a U.S. government contractor, has spread from suspected Russian espionage operations to crypto-stealing criminal campaigns. Apple has patched the exploited vulnerabilities in newer iOS versions, but tens of thousands of devices may have already been compromised. An anonymous reader quotes an excerpt from Wired's report: Security researchers at Google on Tuesday released a report describing what they're calling "Coruna," a highly sophisticated iPhone hacking toolkit that includes five complete hacking techniques capable of bypassing all the defenses of an iPhone to silently install malware on a device when it visits a website containing the exploitation code. In total, Coruna takes advantage of 23 distinct vulnerabilities in iOS, a rare collection of hacking components that suggests it was created by a well-resourced, likely state-sponsored group of hackers. In fact, Google traces components of Coruna to hacking techniques it spotted in use in February of last year and attributed to what it describes only as a "customer of a surveillance company." Then, five months later, Google says a more complete version of Coruna reappeared in what appears to have been an espionage campaign carried out by a suspected Russian spy group, which hid the hacking code in a common visitor-counting component of Ukrainian websites. Finally, Google spotted Coruna in use yet again in what seems to have been a purely profit-focused hacking campaign, infecting Chinese-language crypto and gambling sites to deliver malware that steals victims cryptocurrency. Conspicuously absent from Google's report is any mention of who the original surveillance company "customer" that deployed Coruna may have been. But the mobile security company iVerify, which also analyzed a version of Coruna it obtained from one of the infected Chinese sites, suggests the code may well have started life as a hacking kit built for or purchased by the US government. Google and iVerify both note that Coruna contains multiple components previously used in a hacking operation known as "Triangulation" that was discovered targeting Russian cybersecurity firm Kaspersky in 2023, which the Russian government claimed was the work of the NSA. (The US government didn't respond to Russia's claim.) Coruna's code also appears to have been originally written by English-speaking coders, notes iVerify's cofounder Rocky Cole. "It's highly sophisticated, took millions of dollars to develop, and it bears the hallmarks of other modules that have been publicly attributed to the US government," Cole tells WIRED. "This is the first example we've seen of very likely US government tools -- based on what the code is telling us -- spinning out of control and being used by both our adversaries and cybercriminal groups." Regardless of Coruna's origin, Google warns that a highly valuable and rare hacking toolkit appears to have traveled through a series of unlikely hands, and now exists in the wild where it could still be adopted -- or adapted -- by any hacker group seeking to target iPhone users. "How this proliferation occurred is unclear, but suggests an active market for 'second hand' zero-day exploits," Google's report reads. "Beyond these identified exploits, multiple threat actors have now acquired advanced exploitation techniques that can be re-used and modified with newly identified vulnerabilities."

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OpenAI is reportedly developing a code-hosting platform that could compete with GitHub, The Information reported on Tuesday. "If OpenAI does sell the product, it would mark a bold move by the creator of ChatGPT to compete directly against Microsoft, which holds a significant stake in the firm," notes Reuters. From the report: Engineers from OpenAI encountered a rise in service disruptions that rendered GitHub unavailable in recent months, which ultimately prompted the decision to develop the new product, the report said. The OpenAI project is in its early stages and likely will not be completed for months, according to The Information. Employees working on it have considered making the code repository available for purchase to OpenAI's customer base.

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Google is accelerating Chrome's major release cadence from four weeks to two starting with version 153 on September 8th. "...our goal is to ensure developers and users have immediate access to the latest performance improvements, fixes and new capabilities," says Google. "Building on our history of adapting our release process to match the demands of a modern web, Chrome is moving to a two-week release cycle." The company says the "smaller scope" of these releases "minimizes disruption and simplifies post-release debugging." They also cite "recent process enhancements" that will "maintain [Chrome's] high standards for stability." 9to5Google reports: There will still be weekly security updates between milestones. This applies to desktop, Android, and iOS, while there are "no changes to the Dev and the Canary channels": "A Chrome Beta for each version will ship three weeks before the stable release. We recommend developers test with the beta to keep up to date with any upcoming changes that might impact your sites and applications." The eight-week Extended Stable release schedule for enterprise customers and Chromium embedders will not change. Chromebooks will also have "extended release options": "Our priority is a seamless experience, so the latest Chrome releases will roll out to Chromebooks after dedicated platform testing. We are adapting these channels for the new two-week browser cycle and we will share more details soon regarding milestone updates for managed devices."

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darwinmac writes: While many users choose Microsoft Office over LibreOffice because of its support for the proprietary formats (.docx, .xlsx, and .pptx), others prefer Office for its "better" ribbon interface. These users often criticize LibreOffice for having a "clunky" UI instead of the "standard" ribbon interface you would find in Word, Excel, and other Office apps. Now, Neowin reports that LibreOffice is fighting back, arguing that its UI is actually superior because it is customizable, with several modes such as the classic toolbar interface, an Office-inspired ribbon layout, a sidebar-focused design, and more. Furthermore, it argues that there is no evidence that the ribbon offers "superior usability" over other interface modes. LibreOffice says in a blog post: Incidentally, the characterization of ribbon-style interfaces as "modern" or "standard," used by several users, is not based on any objective usability parameter or design principle, but is the result of Microsoft's dominance in the market and the huge investments made when the ribbon was introduced in Office 2007 as a new paradigm for productivity software. The idea that "modern" equals "similar to a ribbon" is a normalization effect: the Microsoft interface has become a benchmark because of its ubiquity, not because of its proven advantages in terms of usability. Added to this is the fact that many users evaluate office software through the lens of familiarity with Microsoft Office and consider deviation from it as a problem rather than a design choice. Before this, LibreOffice had also criticized its competitor OnlyOffice, accusing it of being "fake open source" because it believes OnlyOffice is working with Microsoft to lock users into the Office ecosystem by prioritizing the formats mentioned earlier instead of LibreOffice's own OpenDocument Format (ODF).

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An anonymous reader quotes a report from Engadget: Users of Meta's AI smart glasses in Europe may be unknowingly sharing intimate video and sensitive financial information with moderators outside of the bloc, according to a report from Sweden's Svenska Dagbladet released last week. Employees in Kenya doing AI "annotation" told the journalists that they've seen people nude, using the toilet and engaging in sexual activity, along with credit card numbers and other sensitive information. With Meta's Ray-Ban Display and other glasses with AI capabilities, users can record what they're looking at or get answers to questions via a Meta AI assistant. If a wearer wants to make use of that AI, though, they must agree to Meta's terms of service that allow any data captured to be reviewed by humans. That's because Meta's large language models (LLMs) often require people to annotate visual data so that the AI can understand it and build its training models. This data can end up in places like Nairobi, Kenya, often moderated by underpaid workers. Such actions are subject to Europe's GDPR rules that require transparency about how personal data is processed, according to a data protection lawyer cited in the report. However, Svenska Dagbladet's reporters said they needed to jump through some hoops to see Meta's privacy policy for its wearable products. That policy states that either humans or automated systems may review sensitive data, and puts the onus on the user to not share sensitive information.

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